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Brigg Lewis
PLM / Loan Officer

Office: 435-673-8020
Toll-Free: 877-688-8020
Fax: 435-674-4574

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January 6 30 Year 15 Year
Average Rate 5.47% 5.20%
Fees /Points 0.70 0.70
Rates are based on National Average and do not constitute a specific mortgage offer.

Mortgage Length Calculator

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Amount : ($)
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Length : (Years)
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Financial Analysis (Switch to Plain English)
Original Payment : $1,342.05
New Payment : $1,304.12
New Length of Loan : 32 Years 2 Months
Plain English Help (Switch to Financial Analysis)

If you start to pay more or less toward your mortgage each month than the original payment amount, you can save or add a number of years to the length of your mortgage. Even the difference of just $40 can save you a couple of years or add a couple years to the length of your payment.

If you took out a mortgage loan for $250,000.00 with a 5.000% interest rate, for example, you could expect to pay $1,342.05 per month. If you change your payment to $1,304.12, however, you will have to pay on your mortgage for 32 year(s) and 2 month(s) instead of 30 years.